Wilmington Trust has hired Carol Baldwin Moody as senior vice president and chief risk officer to head a newly-centralized Enterprise Risk Management Division.

Baldwin Moody is responsible for leading the direction and execution of all aspects of risk management including credit, legal, compliance, fiduciary, financial, operational, reputational, strategic, technology, fraud, human resources and business-continuity risk.

Baldwin Moody joins Wilmington Trust from Nationwide Insurance, where she was senior vice president and chief compliance officer. An attorney with 25 years experience in the financial services industry, she reports to Donald Foley, Wilmington Trust's chairman and chief executive.